IMPORTANT LEGAL NOTICES (PLEASE READ DISCLAIMERS AND INDEMNITIES)
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND BEFORE USING THE ONLINE SERVICES OF THIS WEB SITE. AS THIS IS A LONG DOCUMENT, FOR YOUR OWN CONVENIENCE, PLEASE PRINT OUT A COPY FOR EASY REFERENCE.
THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND FREEDOM FINANCIAL LTD. (“FREEDOM”) ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEB SITE MAY BE USED. USE OF THE ONLINE SERVICE IMPLIES THAT YOU ACCEPT THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS WEB SITE AND DO NOT USE THE ONLINE SERVICES.
NOTHING ON THIS WEB PAGE OR THE WEB PAGES OF ANY AFFILIATE SHOULD BE CONSTRUED AS AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO PURCHASE ANY SECURITIES WHATSOEVER.
FREEDOM FINANCIAL Ltd., a regional microfinance institution.
PRODUCTS AND SERVICES
The information and material on this Web Site should not be regarded as an offer, solicitation, invitation, advice or recommendation to use any products or services.
Products and services are available only at the discretion of FREEDOM, subject to the products and services individual contractual Terms and Conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations. Fees, commissions or other charges may apply to certain services – the office providing the services can provide details.
Any application made by you for any products and services offered by FREEDOM, whether transmitted through or printed from this web site or otherwise, shall be subject to the final written approval of FREEDOM, which may be granted or refused at FREEDOM’s absolute discretion. FREEDOM shall not be obliged to furnish any notice or give any reasons for any rejection of your application. FREEDOM’s acceptance of you as a customer and making available to you any products and services, shall also be subject to your meeting FREEDOM’s eligibility requirements, submission of all necessary documents, compliance with any other Terms and Conditions of FREEDOM, and finalisation and execution of all documents required by FREEDOM.
FREEDOM MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING THIS WEB SITE OR THE MATERIALS AND INFORMATION CONTAINED OR REFERRED TO ON EACH PAGE ASSOCIATED WITH THIS WEB SITE. THE MATERIAL AND INFORMATION CONTAINED ON THIS WEB SITE IS PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING BUSINESS DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR MORE UP-TO-DATE SOURCES OF INFORMATION OR SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.
PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED FROM THIS WEB SITE IS AT YOUR OWN RISK AND FREEDOM NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY LOSS OR DAMAGE, (WHETHER DIRECT OR INDIRECT), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEB SITE.
ANY HYPERLINKS FROM THIS WEB SITE EXIST FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND FREEDOM ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING CONSEQUENTIAL LOSS) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR LOSS ARISING DIRECTLY OR INDIRECTLY FROM DEFECTS WITH SUCH SITES. AXCEL’S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIAL ON SUCH SITES.
FREEDOM DOES NOT GUARANTEE THAT ANY E-MAILS FROM THE WEB SITE WILL BE SENT TO YOU OR RECEIVED BY FREEDOM NOR DOES FREEDOM WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION.
USE AND DISCLOSURE OF PERSONAL INFORMATION
You hereby agree to indemnify and to keep FREEDOM fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by FREEDOM arising from or which is directly or indirectly related to:
(a) your access to and/or use of FREEDOM’s Web Site and/or any other person or entity’s use of this service or Web Site where such person or entity was able to access the service or Web Site using your user id and/or password; or
(b) any breach or non-observance of any of these Terms and Conditions by you or by any other person or entity where such person or entity was able to access and/or use the Online Services or Web Site by using your user id and password.
FREEDOM may terminate this Agreement, your access to this Web Site and use of its Online Services at any time, with or without cause or notice.
FREEDOM reserves the right in its discretion to change without prior warning or notice any information or material contained on this Web Site and the Terms and Conditions under which this Web Site is used.
INTELLECTUAL PROPERTY RIGHTS
All contents of this Web Site including, but not limited to the text, graphics, links and sounds are the copyright of FREEDOM FINANCIAL LTD. and may not be copied, downloaded, distributed or published in any way without the prior written consent of FREEDOM.
In relation to any information or materials which you submit to FREEDOM using this Web Site, you hereby grant to FREEDOM a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.
You agree that FREEDOM shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this Web Site unless agreed otherwise in a separate direct contract between you and FREEDOM or required by law.
You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual Terms and Conditions of particular products and services offered on or through this Web Site.